Insurance,
Reimagined for Ethiopia.
We move beyond policies to provide genuine partnership. Protecting your family, your business, and your future with clarity and local expertise.
Our Areas of Expertise
From personal assets to commercial risks, we build a shield around what you value most.
Personal & Family
Protecting your journey with robust motor, home, and health insurance plans tailored for life in Ethiopia.
Learn More →Business & Commercial
From liability to property, we manage your risks so you can focus on growth and opportunity.
Learn More →Specialty Risks
Navigating complex requirements for unique assets and situations with expert advisory.
Learn More →The XL Difference:
Your Commitment is Ours.
In a world of options, choosing a partner you can trust is everything. We built XL Insurance to be that partner for Ethiopians. We are not just a brokerage; we are a dedicated team of local experts committed to your security.
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Unbiased Local Expertise
We live here. We understand the market, the culture, and your needs better than anyone.
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Radical Transparency
No jargon, no hidden clauses. Just clear, honest advice to help you make the best choice.
Trusted by Ethiopians
Our clients' peace of mind is our most valued asset.
"XL Insurance changed my perspective on insurance. They weren't just selling a policy; they were providing a solution. Their understanding of the local business climate in Addis is unmatched."
Samuel B.
Small Business Owner, Bole
"The process for insuring my car was so straightforward and fast. The team was professional, friendly, and found me a better rate than I could find anywhere else. A truly 5-star experience!"
Fatuma A.
Civil Engineer, Sarbet
"As a family, knowing our health is covered by a team that genuinely cares gives us immense peace. They took the time to explain everything. I highly recommend them to any family in Ethiopia."
Elena M.
Mother of Two, CMC
Let's Build Your Shield
A quick conversation is all it takes to see how we can better protect your world. Reach out for a free, no-obligation quote and consultation.